Consumer Credit Counseling Services are non profit organizations established to provide financial assistance to consumers at little cost. They work directly with creditors and will work out a manageable program to get you out of debt.
In addition, they offer debt counseling services, typically at no cost, to ensure that debtors learn how to manage their credit card debt and other financial affairs. A debt counselor may suggest enrollment in a debt managment program.
Consumer Credit Counseling Services can be found throughout the U.S. and most consumers are typicallybetter served finding a local agency.
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